This is very good. Beautiful expression on female's face. Personally, I wish the watch wasn't visible, a little bit of a distraction, CatIt's not what you look at that matters, it's what you see ~ Henry David Thoreau
Nice compostion, I tend to agree with Cat about the watch. There are also a few bright areas at the top and left of the frame which are a little straining on the eye and distract from the overall feeling of the image.
Otherwise a very pleasing image.