Hiya, and welcome to the Blog! I like the scene of this photo, and the fact that the horizon line isn't dead center. I also like that the sky is perfectly exposed so we see all that nice detail. The tradeoff, of course, is that the land and water is too dark. It's just a fact of nature that the sky is usually brighter than the land, and we don't realize that until we see it in pictures.
If you have a photo processing program, I suggest selecting off the bottom part and making some adjustments. Don't make your selection right on the dividing line. Make the borders of your photo the current borders on right, left, and bottom, but make the top a little bit down from the land/sky dividing point. Then feather to 250. Then brighten the bottom by using levels or curves. When done, deselect your selection and see if you like it better. You are, of course, the final judge.
I also think the frame here is unnecessary, but then I think that about most artificial frames. Again, you be the judge.
Like the crop and subject, use of B&W. Agree w Chris on border and lighting.
~In His Love~ Maggi D For I am not ashamed of the gospel of Christ: for it is the power of God unto salvation to every one that believeth; to the Jew first, and also to the Greek. Romans 1:16